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Healthcare Financing 101: How Health Insurance Works
Healthcare can be confusing. Before you even step foot in the doctors’ office, you’ll need to understand the terminology and concepts surrounding health insurance. Knowing the difference between premiums, co-pays, co-insurance and deductibles will allow you to be a...
Health Literacy: Knowledge is Power When It Comes to Your Health
Do you know the difference between hypertension and high blood pressure? Between an MI and a heart attack? Between LDL and HDL?* As health care becomes more complex, you may feel as if you need a medical degree to understand your own well-being. More to the point,...
Cultural Competence in Healthcare: What It Is, and Why It’s Important
Mrs. M is an 80-year-old woman with congestive heart failure. She was born in Germany, but has lived in the US since she was a teenager. She is mentally sharp and understands English but still speaks with a slight German accent. Recently, she was rushed to the...
What Does Medicare Cover, Anyway?
Medicare is the health insurance program run by the federal government for those who are 65 and older, as well as those under 65 who are disabled and collect Social Security Disability Insurance (SSDI). When people learn that they need post-hospital care – home care,...
Do you need a long-term care policy?
The statistics are staggering: up to 75% of those 65 and over may require a stay in a nursing home at some point in their lifetime[1]. Long Island is the most expensive region in the state to receive nursing home care; here it can cost an average of $390/day...
Hospice Care vs. Palliative Care: What’s the Difference?
Patients facing a serious or life-limiting illness may sometimes be offered hospice care, palliative care or both. The terms are often confused. A lack of understanding can make the conversation around these topics emotionally fraught. Hospice care and palliative care...